PhonePe UPI, Payment, Recharge

Contains ads
4.4
10.9M reviews
500M+
Downloads
Content rating
Everyone
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About this app

PhonePe is a payments app that allows you to use BHIM UPI, your credit card and debit card or wallet to recharge your mobile phone, pay all your utility bills and to make instant payments at your favourite offline and online stores. You can also invest in mutual funds and buy insurance plans on PhonePe. Get Car & Bike Insurance on our app.
Link your bank account on PhonePe and transfer money with BHIM UPI instantly! The PhonePe app is safe and secure, meets all your payment, investment, mutual funds, insurance and banking needs, and is much better than Internet banking.

Things you can do on PhonePe (Phonepay) App:

Money Transfer, UPI Payment, Bank Transfer
- Money Transfer with BHIM UPI
- Manage Multiple Bank Accounts – Check Account Balance, Save Beneficiaries across multiple bank accounts like SBI, HDFC, ICICI & 140+ banks.

Make Online Payments
- Make online payment on various shopping sites like Flipkart, Amazon, Myntra etc.
- Pay for online food orders from Zomato, Swiggy etc.
- Pay for online grocery orders from Bigbasket, Grofers etc.
- Pay online for travel booking from Makemytrip, Goibibo etc.

Make Offline Payments
- Scan and Pay via QR Code at local stores like kirana, food, medicines etc.

Buy or Renew Insurance Policies with PhonePe Insurance App

Health Insurance
- Compare and buy Health Insurance with monthly premiums
- Medical insurance from India’s best rated insurance companies
- Health insurance for professionals, senior citizens and families

Motor Insurance
- Bike Insurance: Get policies from India’s best rated bike insurance providers for your 2-wheeler protection
- Car Insurance: PhonePe has policies from India’s best rated car insurance providers for your 4-wheeler protection

Personal Accident Insurance
- Insure yourself against accidents & disablement

Life Insurance
- Compare and buy Life Insurance with monthly premiums
- Term life insurance from India’s best rated insurance companies at best prices

Travel Insurance
- Domestic Multi-Trip Insurance: Get domestic travel insurance for business and leisure trips
- International Trip Insurance: Get international travel insurance easily

Shop Insurance
- Insure your shop to protect against losses due to fire, natural calamities, and burglaries.

Mutual Funds App and Investments App
- Liquid Funds Investment: Get higher returns than your savings bank account
- Tax Saving Funds: Save up to Rs. 46,800 in tax & grow your investment
- Super Funds: Achieve your financial goals with expert help on our investment app
- Equity Funds Investment: High growth products curated as per your risk appetite
- Debt Funds: Get stable returns for your investments without any lock-in period
- Hybrid Funds investment: Get a balance of growth and stability
- Buy or Sell 24K Pure Gold: Get assured 24K purity & build your gold savings on our investment app

Recharge Mobile, DTH
- Recharge Prepaid Mobile Numbers like Jio, Vodafone, Idea, Airtel etc.
- Recharge DTH like Tata Sky, Airtel Direct, Sun Direct, Videocon etc.

Bill Payment
- Pay Credit Card Bills
- Pay Landline Bills
- Pay Electricity Bills
- Pay Water Bills
- Pay Gas Bills
- Pay Broadband Bills

Buy PhonePe Gift Cards
- Buy a PhonePe Gift Card for easy payments across 1 lakh+ leading offline and online outlets and across the PhonePe app.

Manage your refunds
- Manage and track refunds from your favorite shopping websites on PhonePe.
For more details, Visit our website at https://www.phonepe.com

Permissions for App and reasons
SMS: to verify Phone number for registration
Location: a requirement by NPCI for UPI transactions
Contacts: for phone numbers to send money to and numbers to recharge
Camera: to scan QR code
Storage: to store scanned QR code
Accounts: to pre-populate email ID while signing up
Call: to detect single vs dual sim and let user choose
Microphone: to carry out KYC video verification
Updated on
Mar 21, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
10.9M reviews
Shivamani Beemanadham
February 22, 2024
Best And Superfast App...But, not working properly from the last month. I can scan any barcode and make the payment through it. But, when opt for mobile transfer to any person, my keyboard does not pop up. Not at all. Please help, as I tried everything. I cleared its data, cache, and even unistalled & reinstalled the app. But, all in vain. I have not been able to understand the problem even after looking for it on google & Youtube.
29,669 people found this review helpful
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Vaibhav Suvarnkar
February 16, 2024
Title: Seamless and Efficient Transactions Rating: ⭐⭐⭐⭐⭐ I've been using the Phone Pay app for a while now, and it has truly revolutionized the way I handle transactions. The user interface is intuitive and user-friendly, making it easy to navigate through various features. One of the standout aspects is the seamless integration with multiple payment options. Whether it's transferring money to friend
10,986 people found this review helpful
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Akshay Deshmukh
February 6, 2024
PhonePe is my go-to UPI app for all my digital transactions. It's incredibly user-friendly, allowing me to send and receive money effortlessly. The interface is intuitive, making navigation a breeze. What I appreciate most is its reliability; transactions are swift and secure. Plus, the app offers a range of services like bill payments and recharge options, making it a one-stop solution for all my financial needs. Highly recommended!
5,087 people found this review helpful
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What's new

PhonePe Lending:
- Get pre-approved loans seamlessly. Enjoy attractive rates, easy repayments, and self-serve modules.
UPI Lite
- Experience super-fast payments with near-zero failures
- Pay upto ₹500 without any PIN.
- Add upto ₹2,000, withdraw anytime, no charges.
Rupay Credit Card on UPI
- No need for CVV and OTP; pay with PIN
- Check credit card balance
PhonePe Insurance:
- Compare and buy health, life, car and bike insurance plans seamlessly.